Monday, July 24, 2006

HYIP : aspects to take into consideration

Before investing in High Yield Investment Programs (HYIP) there are several aspects to take into consideration. Here’s a list of the most important ones:

1› Always get some knowledge about the High Yield Investment industry before making a decision to invest your money in High Yield Investment Programs. A good advice is to read every page of this website before doing anything else. As mentioned before, when done right, High Yield Investments are extremely profitable, but without knowing the industry and which programs to invest in you’ll most likely lose your money. Knowledge is one of the major keys to success in the HYIP arena.

2› Think about what your reasons for investing are. Are you looking at it as a solution to your financial problems you shouldn’t even think about it. As mentioned several times on this website, High Yield Investments are risky, and if you’re unlucky enough you could eventually end up without any money at all.

3› Always think over your financial situation before taking the step to invest in HYIPs. Never invest more than you could afford to lose.· Are you a gambler or more careful? Even if High Yield Investing is much like gambling there are options that seem to be safer than other. Decide how big risks you are willing to take.

4› If you’ve made the decision to start investing, find a few programs that you believe in, and invest in all of them. Diversifying your investment on several programs will reduce the risks and you won’t lose everything if one program goes out of business.

5› Before investing in a specific program, do some research on it.
  1. Does the website look professional?
  2. Do they provide any contact information?
  3. Where are they based?
Check this out before making a final decision.

6› Always check what the rules are regarding withdrawals before investing in program. Some programs let you withdraw your money whenever you want. Others keep your money locked for months.

7› Do some calculation using our high yield investment calculator to find out how long it will take before you’ll get your investment back.

Sometimes High Yield Investment can tend to be very much like gambling. And yes, it is very much about luck and about finding the right programs. However, if you follow the advice given above you’ll dramatically increase the chances of winning the game.

This article is taken from (http://www.hyipinvestment.com/general/geninvestmentadvice)

Wednesday, July 19, 2006

Investor: Knowing Ourselves and Limits

First and fermost, New investor should never invest money that they cannot afford to lose.
We cannot blame an investment for loosing money becuase all investments have its own risk.

Bear in mind, there many type of products/investment available. Investments do not always make quick bucks. Its by nature will grow and drop in value.

Buying and selling investments by emotions is not a good strategy in addition it's a financial SUICIDE.
Smart investors know that investing is not about timing the market but It's about time in the Market.

Then, as a new investor. Whatshould we do?..

First, you should know how much money that you afford to lose (Dare to fail's money) and what is your specific goals and objective.

2nd, Do your own study and research, research, research. There are more than 10,000 , 15,000 mutual funds and stock issues specifically available worldwide.

3rd, Then from the 1st and 2nd steps, you will know what kind of investments are most suitable for you to invest in. do not put all your eggs in one basket, Diversify it.

Tuesday, July 04, 2006

Malaysians Showing a lot of Interest In Foriegn Investment..

I thought, most of Malaysian are very negative about foriegn investment. Based on my experience, when talking about foriegn investment, thier first impression is Scam!!.. Some of them is very narrow minded, they even don't want to accept any fact about foriegn investment or event the words of FORIEGN INVESTMENT its self. hahahaha.. I'm not saying about average people, but I have this experience when dealing with an educated people(with an attitude of I know everything, even better than you). I just want to tell them that, its a fact and now it has been a significant wave that swept all over the globe.

However recently, Malaysian shows a significant interest in Foriegn Investment.
I'm pleased with a statement made by Piyush Gupta, Citi Group Country Officer and CEO Citibank Berhad. (taken from starbiz,pg B4, 4 july 06)

Here are The answer by Piyush Gupta, When he was ask by reporter(The CEO Survey, H1 2006) on How is Citibank coping with the TRENDS in the World and Local Economy?

  • "Malaysian have taken a lot of interest in foriegn investment opportunities with the liberlisation of foriegn administration last year. Evidance includes over RM6bil assets invested in Mutual Funds with mandates to invest fully in foriegn equities/assets (since July 05)"Piyush Gupta, CEO Citibank Berhad.
  • "We also ride the wave of liberlisation that sweeping the Globe. In Malaysia Itself, the move by Bank Negara to allow residents to invest abroad has been positive to Citibank as investors continue to seek to diversify their portfolio and obtain better return."Piyush Gupta, CEO Citibank Berhad.
  • "Foriegn currency deposits also picked up and there is an increasing demand for STRUCTURED PRODUCTS (either as a hedging tool or for investment purposes)"Piyush Gupta, CEO Citibank Berhad.
  • "At Citibank, we continue to leverage on advancements in technology to improve product and service offerings, accordingly. We anticipate on going focus on cutting edge products that allow us to everage technologies in coming day."Piyush Gupta, CEO Citibank Berhad.

Then, what should I say... you can choose whether to follow the trends or you'll be left behind. There are financial products currently offered on-line such as HSBC - OFFSHORE(Product:UK On-line Growth Fund) and SWISS MUTUAL FUND (1948) S.A (Product: Swisscash)...

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